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Have you ever felt somewhat at odds with the rest of the world? Like everybody’s telling you how it should be yet your own experience is something completely different? Well that’s how I’d describe the last few months.

I spend an average of about 2 hours per day in my car so as you can imagine I get to listen to a lot of radio. I’m a Radio 5 Live man I’m afraid, too old for Radio 1, too young to admit to listening to Radio 2 and far too shallow for Radio 4!

Over the last few months I’ve listened to an unprecedented amount of doom and gloom from a whole host of commentators and economists who seem totally incapable of forecasting what the future holds. Europe, Peston, OECD, Strikes....by the time I arrived at the office I could have been excused for simply turning around and going straight back home! Then I’d look at my daily new business report and wonder if I had somehow drifted into a parallel universe. September to November have been the three best consecutive months for new business for over 3 years and whilst every agent I meet tells me caution is their overriding sentiment, many are still seeing new software as one of the key decisions that will help them ride the storm, whatever that storm may bring. More...